The Risk of Inaction: Why Progressive Modernization is Reshaping Banking in MENA
Tuum x Publicis Sapient | FF News @ Money20/20 Middle East
At Money20/20 Middle East, FF News brought together Miljan Stamenkovic (VP of Sales at Tuum) and Rohit Matthew (Co-lead, MENA FS at Publicis Sapient) to tackle one of the biggest questions facing banks in the region:
How do you modernize with confidence—without risking everything?
In this wide-ranging conversation, Miljan and Rohit go beyond the usual buzzwords to explore the real challenges and critical decisions shaping core modernization across the Middle East. From speedboat strategies and AI adoption to dual-core complexities and Islamic banking integration, the discussion covers what’s working, what’s not, and where the market is heading.
Watch the Full Interview
What you’ll learn:
- Why progressive modernization is now the default playbook, and how banks can start small, scale smart, and avoid transformation fatigue.
- How cloud-native platforms like Tuum enable a shift from compliance engines to growth engines, powering innovation across retail, SME, and embedded banking.
- What makes the GCC market unique is the combination of demographic tailwinds and digitally savvy consumers, to regulators like SAMA and the CBUAE, accelerating digital transformation.
- The growing urgency around modern architecture, composability, and speed to market, especially for banks battling agile neobanks and fintech challengers.
- Why partnerships between tech providers and consultancies matter more than ever and how Tuum and Publicis Sapient are co-creating value for clients on the ground.
“The biggest risk today isn’t failure—it’s inaction.“
The transformation gap is growing.
Every month you delay, customer expectations move further out of reach.
Let’s Talk
Whether you’re launching a speedboat, planning a dual-core strategy, or modernizing Islamic and conventional banking on a single platform, Tuum gives you the control to scale without compromise.
Get in touch to find out more.